Author Archives: Michelle Thirsk

Back in July 1991 Chelle joined CGA and, today, as owner and Director, Chelle has helped shape CGA into a dynamic, paperless accountancy service that focuses on offering more: more ideas, more good advice, more care and attention. Responsible for the direction of CGA, Chelle brings an extra layer of consulting expertise across the challenges of running your own business and getting the balance and numbers right. Unofficially known as the ‘Head of Non-compliance’, Chelle can add pounds to your bottom line, over and above the more usual tax and accounting compliancy that comes as standard. Passionate about horse racing and Rugby Union, Chelle inhabits the Knavesmire and Twickenham, enjoys a good Zumba party and Fight Fit, as well as regular eye watering challenges ticked off her bucket list, including jumping out of planes, zorbing and aerial assault courses. If Chelle has to relax it’s with a good bottle of wine and and a thriller.

COVID-19: Support for businesses paying tax

All businesses and self-employed people in financial distress, and with outstanding tax liabilities, may be eligible to receive support with their tax affairs through HMRC’s Time To Pay service. These arrangements are agreed on a case-by-case basis and are tailored to individual circumstances and liabilities. If you are concerned about being able to pay your […]

COVID-19: Three-month mortgage payment holidays are available for those who are struggling

On Tuesday 17 March, banks agreed with the Chancellor that they will offer ‘forbearance’ (tolerance and help) on mortgages. This means they all should offer those struggling a three-month ‘holiday’, allowing customers a temporary break from having to make mortgage payments during this time. While we await final confirmation of the details it should be […]

COVID-19: Insurance

Businesses that have cover for both pandemics and government-ordered closure should be covered, as the government and insurance industry confirmed on 17 March 2020 that advice to avoid pubs, theatres etc is sufficient to make a claim. Insurance policies differ significantly, so businesses are encouraged to check the terms and conditions of their specific policy […]

COVID-19: Support for businesses through the Coronavirus Business Interruption Loan Scheme

A new temporary Coronavirus Business Interruption Loan Scheme, delivered by the British Business Bank, will launch next week to support businesses to access bank lending and overdrafts. The government will provide lenders with a guarantee of 80% on each loan (subject to a per-lender cap on claims) to give lenders further confidence in continuing to […]