Category Archives: Uncategorised

If you thought Companies House was just about sleepy annual filings and the odd company search, think again. They’re shaking things up in a big way, and this time it affects you – yes, every director and every person with significant control (PSC). From 18 November 2025, each director and PSC must have their identity […]

As we continue our series on planning for life’s “what ifs”, there’s one family member we couldn’t possibly overlook — the one who never answers back, always listens, and greets you like a celebrity every time you walk through the door. Your pet. For many of us, pets are more than companions. They’re part of […]

Ask any couple whose money it is, and you’ll probably get three answers: For day-to-day life, that works fine. But when it comes to Inheritance Tax, HMRC is far less romantic — they like things labelled neatly as “his” or “hers.” Whose account does the gift come from? For IHT purposes, the name on the […]

When there’s no will, the person handling the estate is called the Administrator.Their job: sort the mess, stay sane, and avoid personal liability. Step 1: Establish Your Right to Act Only certain relatives can apply for Letters of Administration — following the same order as the intestacy rules.If more than one person qualifies, they can […]

When the law divides an estate, it flows down the family tree like water — each generation taking its share, unless that branch has died out, in which case the share trickles down further. Basic Principle: “Per Stirpes” If a child of the deceased has already died, their own children inherit that child’s share. Example: […]

When there’s no will, the estate is distributed under the Rules of Intestacy — a set of laws last updated by people who clearly hadn’t spent Christmas with your family. How It Works The estate passes in a fixed order: Who Gets Nothing Real-World Chaos Imagine David dies leaving his partner of 25 years, Sue. […]

If you think having a will automatically means you’ll avoid family chaos — think again. A will only helps if someone can actually find it. And since there’s no official “will database” in the UK, the search can quickly turn into a legal version of hide-and-seek. Step 1: The DIY Detective Work Start simple. Check: […]

You can’t move these days without tripping over an advert for “Find your ancestors!” or “Discover your Viking roots for just £89.99!” — and thanks to all those home DNA kits, family secrets aren’t quite as secret as they used to be. So it’s probably no surprise that more and more people are finding themselves […]

HMRC’s digital blitz is catching sloppy expense claims—get “wholly & exclusively” right, split mixed-use costs, keep records… or expect a costly nudge. ⚠️ Quick Heads-Up: HMRC’s new digital crackdown pulled in £27m last year by catching dodgy expense claims. They’re now going after sole traders, partners, and landlords who: Keep solid records, be consistent, and […]

If it asks for money, passwords or your authentication code, it’s a scam — here’s what to do. Scam emails, calls and letters pretending to be from Companies House are on the rise. They look convincing — logos, reference numbers, “urgent” language — but there are some easy tells and simple steps to keep your […]